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Always free · no login
FD & RD Calculator
Maturity value and interest for fixed deposits and recurring deposits, compounded quarterly.
Deposit
No login needed. Always free. Nothing you type is stored.
Share on WhatsAppHow to use the FD & RD Calculator
- 1Choose FD or RD
A lump sum fixed deposit or a monthly recurring deposit.
- 2Amount, rate and tenure
Use the rate your bank offers.
- 3See maturity
Maturity value and interest earned, compounded quarterly.
Questions
How is FD interest calculated?
Most banks compound quarterly: Maturity = P × (1 + r/4)^(4 × years).
Is FD interest taxable?
Yes. Interest is added to your income and taxed at your slab rate. Banks may deduct TDS.
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