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Guides

Simple answers for everyday money and business.

GST invoices, HRA rent receipts, biodata, loans, SIPs and salary, explained in plain English with free tools.

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How to Make a GST Invoice (Format, Rules and Free Generator)

What a GST tax invoice must contain, when to charge CGST + SGST or IGST, and how to make one in two minutes for free.

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CGST, SGST and IGST Explained with Examples

Which GST to charge and how to calculate it, with simple examples and a free GST calculator.

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HRA Rent Receipt Format: What to Include and When You Need the Landlord's PAN

A simple guide to rent receipts for HRA: the details to include, PAN and revenue stamp rules, and a free generator.

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Marriage Biodata Format: What to Write (with Free Biodata Maker)

The sections every marriage biodata needs, what to leave out, and how to make a beautiful one online.

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EMI Calculation Formula Explained (and How to Pay Less Interest)

How banks calculate EMI, why longer loans cost more, and simple ways to save interest.

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Step-up SIP: Why Increasing Your SIP Every Year Matters

How a yearly step-up changes your final amount, with simple examples and a free SIP calculator.

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CTC vs In-hand Salary: Why Your Take-home Pay Is Lower

What gets deducted from your CTC, how tax works under the new regime, and a free in-hand salary calculator.

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How to Make a UPI QR Code for Your Shop (Free)

Make a printable UPI QR code for your shop or stall, with or without a fixed amount, in under a minute.

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Free download

Free Monthly Budget Sheet

A printable one-page budget sheet: income, fixed bills, daily spending and savings for the month. Print it or fill it on your phone.

Get it free