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Salary Hike & In-hand Salary Calculator FY 2026-27 (Excel) – Excel template preview
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Salary Hike & In-hand Salary Calculator FY 2026-27 (Excel)

Turn any CTC into monthly in-hand salary after PF, professional tax and income tax, compare it with a hike or a new offer side by side, and see which tax regime leaves you more.

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Inclusive of all taxes · One-time payment · Instant download
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Secure paymentUPI · Cards · Net Banking
7-day helpFix or refund if faulty
Perfect for
Employees reviewing an appraisal letterJob seekers comparing offersFreshers reading their first CTC
What you get2 × .xlsx (blank + sample)
Works withMicrosoft Excel · Google Sheets · WPS Office
DeliveryInstant download
LicencePersonal & own-business use

Frequently bought together

Salary Hike & In-hand Salary Calculator FY 2026-27 (Excel) – Excel template previewThis item: Salary Hike & In-hand Salary Calculator FY 2026-27 (Excel)₹99ITR & Income Tax Organizer · Old vs New Regime (Excel) – Excel template previewITR & Income Tax Organizer · Old vs New Regime (Excel)₹199Freelancer Income & Tax Tracker with Advance Tax (Excel) – Excel template previewFreelancer Income & Tax Tracker with Advance Tax (Excel)₹149
All three: ₹402₹447Extra 10% off
Made for India
Indian tax rulesCovers old vs new regime and HRA.
Indian salary rulesPF, professional tax and gratuity built in.
Indian financial yearRuns April to March, like Indian accounts.
Amounts in ₹Money columns are already set to rupees.

A 20% hike on CTC rarely means 20% more in your bank account. Employer PF, gratuity, variable pay and a higher tax slab all eat into it. This calculator shows the real number before you accept or negotiate.

What it does

  • CTC breakdown for your current and new salary: basic, HRA, allowances, employer PF, gratuity, variable pay and benefits
  • In-hand: gross salary, employee PF, professional tax, income tax and monthly take-home for both
  • Real increase: CTC hike %, in-hand hike %, extra rupees per month and extra tax per year
  • Regime Check: tax on the new salary under the new and old regime, with the better one named
  • FY 2026-27 tax rates, including the rebate up to ₹12 lakh taxable income and marginal relief just above it

Use it when

You get an appraisal letter, compare two job offers, negotiate a CTC split, or want to know if a higher basic or more variable pay is better for you.

What's inside

Everything you get

01

CTC sheet

Current vs new, component by component

02

In-hand sheet

Monthly take-home and real hike

03

Regime Check

New vs old regime on the new salary

04

FY 2026-27 rates

Rebate and marginal relief built in

Files in your download

  • XLSXSalary_Hike_In_Hand_Calculator.xlsx13 KB
  • XLSXSalary_Hike_In_Hand_Calculator_SAMPLE.xlsx13 KB
How to use

Start in 5 simple steps

A step-by-step guide is also included inside your download.

  1. 1

    Type current CTC

    From your offer or salary slip

  2. 2

    Type the new CTC

    Hike letter or offer

  3. 3

    Check PF and PT

    On Settings

  4. 4

    Pick a regime

    Or compare both

  5. 5

    Negotiate

    With the real in-hand number

FAQ

Questions about this product

Why is my in-hand so much lower than CTC ÷ 12?

CTC includes employer PF, gratuity, insurance and variable pay, which aren't paid monthly. Employee PF, professional tax and income tax are then deducted from what's left.

Which tax rates does it use?

FY 2026-27: new regime slabs with ₹75,000 standard deduction and the rebate up to ₹12 lakh taxable income; old regime slabs with ₹50,000 standard deduction.

Does it include surcharge?

No. Surcharge applies above ₹50 lakh of income; for those salaries treat the tax as a minimum.

Can I compare two job offers?

Yes. Put one offer in Current and the other in New.

Does it work for any state?

Yes. Set professional tax for your state on Settings; some states have none.

How do I get the files after payment?

A download button appears on screen right after payment, and the link is emailed to you. You can also download again any time from My account.

Can I use it on my phone?

Yes. It works with Microsoft Excel, Google Sheets, WPS Office. Free mobile apps are enough.

What if something does not work?

Write to us within 7 days with your order number. We will fix it, send a working file, or refund you.

Our promiseEvery file is tested before launch. If something doesn't work, we fix it or refund you within 7 days. Refund policy
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