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Money Basics for Young Earners: Personal Finance Ebook (India) – ebook preview
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Money Basics for Young Earners: Personal Finance Ebook (India)

Your first salary, decoded – and a simple plan for budgeting, emergency funds, insurance, credit cards, SIPs and income tax, written for India with real numbers.

₹149₹399Save ₹250 (63%)
Inclusive of all taxes · One-time payment · Instant download
Extra 20% off with code LAUNCH20 at checkout
Instant downloadOn screen + email
Secure paymentUPI · Cards · Net Banking
7-day helpFix or refund if faulty
Perfect for
First-job salaried peopleStudents starting internshipsAnyone who wants a simple money plan
What you get1 × PDF (26 pages)
Works withAny PDF reader · Phone, tablet or computer · Printable A4
DeliveryInstant download
LicencePersonal & own-business use
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Nobody teaches money at school. This ebook does – in plain English, with Indian examples and real numbers.

What you'll learn

  • CTC vs in-hand: read your payslip, EPF, UAN and TDS
  • A money plan that runs itself: 50-30-20 for India, the three-account system, salary-day automation
  • Emergency fund and insurance: how much, where to keep it, health and term cover
  • Debt and credit score: credit card rules, the EMI limit and a payoff plan
  • Investing basics: compounding tables, EPF, PPF, NPS, FDs, index funds and SIPs, with current rates
  • Income tax FY 2026-27: new vs old regime with worked numbers, filing your ITR
  • Goals: monthly investment needed for a bike, wedding, car or home
  • Scam safety: UPI, trading-app and 'digital arrest' frauds

With worksheets for your monthly plan, goals, debts and net worth, plus a 12-month action plan.

General education only, not investment advice.

What's inside

Everything you get

01

15 chapters

Salary, budgeting, insurance, credit, investing, tax, goals, scams

02

Tables with real numbers

SIP growth, tax by salary, monthly SIP per goal

03

Worksheets

Monthly plan, emergency fund, debts, goals, net worth

04

12-month action plan

One small step each month

Files in your download

  • Personal_Finance_for_Young_Earners.pdf283 KB
How to use

Start in 3 simple steps

A step-by-step guide is also included inside your download.

  1. 1

    Read chapters 1–3 first

    Get your salary and plan sorted

  2. 2

    Fill the worksheets

    Print or use a notes app

  3. 3

    Follow the 12-month plan

    One action a month

FAQ

Questions about this product

Is this investment advice?

No. It's general education to help you understand your options. For personal advice, speak to a SEBI-registered adviser.

Is the tax chapter up to date?

It covers FY 2026-27 slabs under the new Income-tax Act, 2025. Tax rules can change in each Budget.

How do I get the files after payment?

A download button appears on screen right after payment, and the link is emailed to you. You can also download again any time from My account.

Can I use it on my phone?

Yes. It works with Any PDF reader, Phone, tablet or computer, Printable A4. Free mobile apps are enough.

What if something does not work?

Write to us within 7 days with your order number. We will fix it, send a working file, or refund you.

Our promiseEvery file is tested before launch. If something doesn't work, we fix it or refund you within 7 days. Refund policy
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₹149₹399